Unlimited 1.5% cash back on all purchases
$200 online cash rewards bonus after making qualifying purchases
No annual fee
0% introductory APR on purchases and balance transfers for the first 18 billing cycles
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Discover the financial freedom with the Bank of America Unlimited Cash Rewards Credit Card, designed to make the most of every dollar you spend.
For residents of the United States seeking to maximize their everyday purchases, this card offers an unlimited 1.5% cash back on all purchases.
No gimmicks, just straightforward rewards to enhance your financial journey.
Imagine the boost to your wallet every time you pay for groceries, gas, or dining out — it’s cash back that keeps on giving.
With the Bank of America Unlimited Cash Rewards Credit Card, you earn unlimited 1.5% cash back on every purchase, every day.
This means whether you're buying groceries, filling up your gas tank, or shopping online, you’re earning cash back without any limits or categories to track.
Think of it as getting a small discount on every single purchase.
This straightforward reward system allows you to accumulate savings effortlessly.
Over time, these rewards can add up significantly, helping you stretch your budget further.
Enjoy a $200 online cash rewards bonus when you apply for the Bank of America Unlimited Cash Rewards Credit Card and make qualifying purchases.
To qualify, you need to meet a specified spending requirement within the first 90 days of account opening.
This bonus provides an excellent initial boost to your cash back balance.
It’s a perfect way to reward yourself for purchases you already planned to make.
Think of it as a welcome gift from Bank of America to kickstart your cash rewards journey.
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When you choose the Bank of America Unlimited Cash Rewards Credit Card, you'll enjoy the advantage of no annual fee.
Many credit cards charge an annual fee, which can add up over time.
However, with this card, you can save money every year simply by not paying this extra cost.
This is especially beneficial for budget-conscious individuals who want to minimize their expenses while still earning rewards.
Without an annual fee, you’re free to allocate your resources towards reaching other financial goals.
This card offers a 0% introductory APR on purchases and balance transfers for the first 18 billing cycles.
This means you won’t incur interest charges on new purchases or transferred balances during this period.
It’s a great opportunity if you’re planning a big purchase or looking to consolidate debt.
You can save money on interest and pay down what you owe more quickly.
After 18 months, plan for the regular APR to apply, so strategize your repayments accordingly.
Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on the our platform. Her goal is to empower readers with practical advice and strategies for financial success.